Wahab, M.Z., Sobry, S.C. and Sadek, D.M. 2026. SUSTAINING THE TAKAFUL INDUSTRY IN MALAYSIA: CRITICAL FACTORS AND STRATEGIES. ADVANCED INTERNATIONAL JOURNAL OF BANKING, ACCOUNTING AND FINANCE (AIJBAF). 8, 25 (Sep. 2026), 27–41. DOI:https://doi.org/10.35631/AIJBAF.825002.