Wahab, Muhammad Zarunnaim, Suheil Che Sobry, and Daing Maruak Sadek. “SUSTAINING THE TAKAFUL INDUSTRY IN MALAYSIA: CRITICAL FACTORS AND STRATEGIES”. ADVANCED INTERNATIONAL JOURNAL OF BANKING, ACCOUNTING AND FINANCE (AIJBAF) 8, no. 25 (September 9, 2026): 27–41. Accessed September 12, 2026. https://gaexcellence.com/aijbaf/article/view/8234.