https://gaexcellence.com/aijbaf <p>The <strong>Advanced International Journal of Banking, Accounting and Finance (AIJBAF)</strong> is published by <strong>Global Academic Excellence (M) Sdn Bhd (GAE)</strong> to serve academicians a platform of sharing and updating their knowledge and research outputs as well as information within the sphere of banking, accounting, and finance. <strong>AIJBAF</strong><strong> </strong>invites researchers, academicians, practitioners and students for the submission of articles either in English or Malay. The publication for this refereed journal are <strong>quarterly (March, June, September and December).</strong> This journal uses <strong>double</strong>-<strong>blind review</strong>, which means that both the <strong>reviewer</strong> and <strong>author identities</strong> are concealed from the reviewers, and vice versa, throughout the review process. To facilitate this, authors need to ensure that their manuscripts are prepared in a way that does not give away their identity.</p> Global Academic Excellence M Sdn Bhd en-US ADVANCED INTERNATIONAL JOURNAL OF BANKING, ACCOUNTING AND FINANCE (AIJBAF) 2682-8537 https://gaexcellence.com/aijbaf/article/view/7375 <p style="text-align: justify;">This article analyses the potential of artificial intelligence (AI) applications for managing liquidity risk in Islamic banks. These banks operate in accordance with Sharia, which prohibits several products used by conventional banks. This restriction limits access to financial instruments and can create challenges in liquidity management. This study compares the two liquidity management systems and demonstrates the usefulness of AI in addressing operational and analytical system problems. Studies in Malaysia and Indonesia have shown very high liquidity ratios that Islamic banks achieved during crises such as COVID-19. This study also shows that, thanks to the innovative and automated system of AI, it can ensure Sharia compliance and respect for ethics. With the regulatory and technical difficulties linked to data, AI offers tools for forecasting and generating liquidity. It helps in making decisions easier by helping them decide; thus, decreasing the chance of either liquidity risk or non-compliance. This research recommends methods for Islamic banks to adopt AI that will enhance the overall quality of the Islamic banking system and improve the way that ethics are incorporated.</p> <p style="text-align: justify;">&nbsp;</p> Shehzad Ahmed Alhassane Traore Copyright (c) 2026 ADVANCED INTERNATIONAL JOURNAL OF BANKING, ACCOUNTING AND FINANCE (AIJBAF) https://creativecommons.org/licenses/by/4.0 2026-03-31 2026-03-31 8 23 01 17 10.35631/AIJBAF.823001