ANI ASMAA; NORFAIEZAH; RAM AL JAFFRI. BEHAVIORAL FACTORS IN DETERMINING INTENTION TOWARDS INDEBTEDNESS AMONG GOVERNMENT SERVANTS. ADVANCED INTERNATIONAL JOURNAL OF BUSINESS, ENTREPRENEURSHIP AND SME’S (AIJBES), [S. l.], v. 5, n. 18, 2024. Disponível em: https://gaexcellence.com/aijbes/article/view/4083. Acesso em: 18 jun. 2025.