WAN NAWANG, W. R.; JASAZAMI, S.; ANWAR, I. F.; NORDIN, S. N. KNOWING THE RISKS BUT CONTINUING ANYWAY? EXPLAINING SUSTAINED BUY NOW, PAY LATER USAGE AMONG GENERATION Y AND Z. ADVANCED INTERNATIONAL JOURNAL OF BUSINESS, ENTREPRENEURSHIP AND SME’S (AIJBES), [S. l.], v. 8, n. 27, p. 423–440, 2026. DOI: 10.35631/AIJBES.827028. Disponível em: https://gaexcellence.com/aijbes/article/view/7309. Acesso em: 3 apr. 2026.