MAHMUD, N. M.; AHMAD, M.; ALWI, F.; GHUSLAN, M. I.; KAMARUDIN, N. N. A. N.; OSMAN, A. H. BUY NOW, PAY LATER (BNPL): A REVIEW OF BEHAVIORAL AND SOCIAL DRIVERS, ECONOMIC IMPLICATIONS, AND REGULATORY CHALLENGES. ADVANCED INTERNATIONAL JOURNAL OF BUSINESS, ENTREPRENEURSHIP AND SME’S (AIJBES), [S. l.], v. 8, n. 29, p. 594–607, 2026. DOI: 10.35631/AIJBES.829033. Disponível em: https://gaexcellence.com/aijbes/article/view/8299. Acesso em: 9 oct. 2026.