Mohd-Zameri, Sarah Nursaadah, Nor Farradila Abdul Aziz, and Farah Alias. 2026. “DOES BANKING MODEL MATTER FOR INTELLECTUAL CAPITAL EFFICIENCY? EVIDENCE FROM ISLAMIC AND CONVENTIONAL BANKS IN DUAL BANKING COUNTRIES”. ADVANCED INTERNATIONAL JOURNAL OF BUSINESS, ENTREPRENEURSHIP AND SME’S (AIJBES) 8 (29):1289-1304. https://doi.org/10.35631/AIJBES.829073.