Ahsan, Arif, Dayang Hasliza Muhd Yusuf, Juraini Zainol Abidin, Mohd Rosli AbdulGhani, Nur Syuhadah Kamaruddin, and Tengku Kasmini Tengku Wook. “WHAT DRIVES SMES TO ADOPT FINTECH? THE MEDIATING ROLE OF PERCEIVED RELATIVE ADVANTAGE AND SECURITY”. ADVANCED INTERNATIONAL JOURNAL OF BUSINESS, ENTREPRENEURSHIP AND SME’S (AIJBES) 8, no. 28 (June 11, 2026): 208–221. Accessed June 14, 2026. https://gaexcellence.com/aijbes/article/view/7700.