Nur Haslina Ramli; Farahiyah Akmal Mat Nawi; Atiqah Zakiyyah Ramlee; Mariam Setapa; Mazlina Mamat; Yuslina Yusoff; Nur Syahirah Abu Bakar. SERVICE QUALITY, AWARENESS AND AGE: FACTORS THAT INFLUENCE PENETRATION OF LIFE INSURANCE IN MALAYSIA. IJEMP 2024, 6.