Muhammad Umar, Dzulkifli Mukhtar, and Mohd Ikhwan Aziz. “SME-LED GROWTH: HARNESSING INNOVATION AND FRONTIER TECHNOLOGIES FOR NIGERIA’S 2025 DEVELOPMENT”. INTERNATIONAL JOURNAL OF ENTREPRENEURSHIP AND MANAGEMENT PRACTISES (IJEMP) 7, no. 24 (September 24, 2024). Accessed February 15, 2026. https://gaexcellence.com/ijemp/article/view/3946.