Nurul Naimah Rose, Aida Shakila Ishak and Nurhidayah Marzuki@Yahaya 2025. THE CONCEPTUAL FRAMEWORK MODEL OF STRESS AND CONFLICT AMONG ASNAF FAMILIES. INTERNATIONAL JOURNAL OF EDUCATION, PSYCHOLOGY AND COUNSELLING (IJEPC). 10, 59 (Jul. 2025). DOI:https://doi.org/10.35631/IJEPC.1059001.