NELSON LAJUNI; IMBARINE BUJANG; ABDUL AZIZ KARIA; YUSMAN YACOB. THE ROLE OF EDUCATORS AND THE INFLUENCE OF FINANCIAL BEHAVIOR ON PERSONAL FINANCIAL DISTRESS AMONG UNDERGRAD STUDENTS OF PUBLIC UNIVERSITIES IN SABAH, MALAYSIA. INTERNATIONAL JOURNAL OF EDUCATION, PSYCHOLOGY AND COUNSELLING (IJEPC), [S. l.], v. 2, n. 6, 2024. Disponível em: https://gaexcellence.com/ijepc/article/view/2798. Acesso em: 17 jun. 2025.