MOHARAM, M. A.-J.; YUSOF, M. F. M.; ADENAN, F. MENGURANGKAN RISIKO HARTA TIDAK DITUNTUT: PERANAN NIAT DAN PERSEPSI PENGGUNA TERHADAP PRODUK WASIAT: REDUCING THE RISK OF UNCLAIMED ESTATES: THE ROLE OF USER INTENTION AND PERCEPTION TOWARD WILL PRODUCTS . INTERNATIONAL JOURNAL OF EDUCATION, PSYCHOLOGY AND COUNSELLING (IJEPC), [S. l.], v. 11, n. 62, p. 01–12, 2026. DOI: 10.35631/IJEPC.1162001. Disponível em: https://gaexcellence.com/ijepc/article/view/6937. Acesso em: 5 mar. 2026.