Suraini Saufi, Wan Nadiah Wan Mohd Nasir, Hallieyana Sha’ari and Mujiburrahman Muhammad Saleh 2025. LITERASI DAN DAYA TAHAN KEWANGAN DALAM KALANGAN PELAJAR IPT: IMPLIKASI TERHADAP KESEJAHTERAAN DAN PEMBANGUNAN MANUSIA: FINANCIAL LITERACY AND RESILIENCE AMONG HEI STUDENTS: IMPLICATIONS FOR WELL-BEING AND HUMAN DEVELOPMENT. INTERNATIONAL JOURNAL OF HUMANITIES, PHILOSOPHY AND LANGUAGES (IJHPL). 8, 29 (Mar. 2025). DOI:https://doi.org/10.35631/IJHPL.829007.