NORSYUHADA ISMAIL; ANIZAH ZAINUDDIN; AMILY FIKRY. A CONCEPTUAL PAPER ON SHARIAH-COMPLIANT BUY NOW PAY LATER (BNPL): REVIEWING LITERATURE AND IDENTIFYING RESEARCH GAPS. INTERNATIONAL JOURNAL OF LAW, GOVERNMENT AND COMMUNICATION (IJLGC), [S. l.], v. 10, n. 40, 2025. DOI: 10.35631/IJLGC.1040015. Disponível em: https://gaexcellence.com/ijlgc/article/view/5306. Acesso em: 24 jun. 2025.