KAMARUZ ZAMAN, N. A. M.; SHAFIR, N. I. M.; RAMLI, S. I. DEBT ON THE RISE: UNDERSTANDING YOUTH FINANCIAL VULNERABILITY. INTERNATIONAL JOURNAL OF LAW, GOVERNMENT AND COMMUNICATION (IJLGC), [S. l.], v. 10, n. 41, 2025. DOI: 10.35631/IJLGC.1041028. Disponível em: https://gaexcellence.com/ijlgc/article/view/5970. Acesso em: 21 sep. 2025.