WONG , H. S. IMPLIKASI UNDANG-UNDANG ‘TIADA KLAUSA PANDANG BELAKANG’ DALAM KONTRAK INSURANS MALAYSIA BAGI SYARIKAT-SYARIKAT INSURANS DAN PEMEGANG-PEMEGANG POLISI: LEGAL IMPLICATIONS OF NO LOOK-BACK CLAUSES IN MALAYSIAN INSURANCE CONTRACTS FOR INSURANCE COMPANIES AND POLICYHOLDERS. INTERNATIONAL JOURNAL OF LAW, GOVERNMENT AND COMMUNICATION (IJLGC), [S. l.], v. 11, n. 45, p. 805–819, 2026. DOI: 10.35631/IJLGC.1145051. Disponível em: https://gaexcellence.com/ijlgc/article/view/8801. Acesso em: 5 oct. 2026.