HASNIZAWATI HASHIM; MOHD. NORAFIZAL ABD. AZIZ; NAZIRAH RAMLI; ROZIEANA A. HALID @ KHALID; FAIZA ROSTAM AFFENDI. FINANCIAL DIFFICULTIES, SOCIODEMOGRAPHIC BACKGROUND AND SELF-ESTEEM AMONG NEW UNIVERSITY STUDENTS. INTERNATIONAL JOURNAL OF MODERN EDUCATION (IJMOE), [S. l.], v. 6, n. 21, 2024. Disponível em: https://gaexcellence.com/ijmoe/article/view/315. Acesso em: 3 aug. 2025.