Hanafi, A. G., N. F. Nor, N. I. Subri, and W. A. Mustafa. “INTEGRATING LITERACY, STEM, AND FINANCIAL LITERACY OF ASNAF YOUTH FOR SUSTAINABLE DEVELOPMENT”. INTERNATIONAL JOURNAL OF MODERN EDUCATION (IJMOE), vol. 7, no. 26, Aug. 2025, doi:10.35631/IJMOE.726002.