Sehak, Muhammad Shahrim, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh, Nur Alia Atirah Che Aznan, and Nik Ahmad Syukri Nik Mayudin. 2026. “DEVELOPMENT AND VALIDATION OF A SHARIAH-COMPLIANT DIGITAL GOLD SAVINGS USAGE BEHAVIOUR INSTRUMENT: CONTENT VALIDITY ANALYSIS AND PILOT STUDY”. INTERNATIONAL JOURNAL OF MODERN TRENDS IN SOCIAL SCIENCES (IJMTSS) 9 (34):35-53. https://doi.org/10.35631/IJMTSS.934003.