INTERNATIONAL JOURNAL OF MODERN TRENDS IN SOCIAL SCIENCES (IJMTSS)

DEVELOPMENT AND VALIDATION OF A SHARIAH-COMPLIANT DIGITAL GOLD SAVINGS USAGE BEHAVIOUR INSTRUMENT: CONTENT VALIDITY ANALYSIS AND PILOT STUDY

Muhammad Shahrim Sehak — 2026-06-08

This study aims to validate and develop a questionnaire instrument to measure customer usage behaviour towards Shariah-compliant digital gold savings. Fintech innovations are growing but face challenges in perception of Shariah compliance. By integrating the Theory of Planned Behaviour (TPB) and Technology Acceptance Model (TAM), this study conducted a content validity assessment through five experts and reliability testing through a pilot study of 30 respondents. The findings indicate that the questionnaire instrument demonstrates excellent psychometric quality. Overall Content Validity Index (S-CVI) score of 0.91 and a high Cronbach's Alpha reliability value of 0.956. This result shows that the measurement items are very relevant and show strong internal consistency. In conclusion, this instrument is valid and reliable for use by researchers in large-scale studies to understand the factors driving the adoption of digital gold. The implications of this study provide significant contributions to the Islamic finance literature and help financial institutions devise more effective strategies in promoting Shariah-compliant investment products.

ASSESSING THE KNOWLEDGE, ATTITUDE, AND PRACTICE ON WASTE MANAGEMENT IN LYCEUM OF THE PHILIPPINES UNIVERSITY CAVITE

Ysabel Kristine S. Lopez — 2026-06-08

Waste management remains a critical concern in higher education institutions, particularly as universities are expected to promote sustainability through responsible environmental practices. Even though there is an increased literature on the subject of waste management in higher education, the majority of the research concentrates on the students, or the observations of one segment of the university community. Very little has been done to explore knowledge, attitudes and practices of waste management among the various stakeholder groups in one institutional environment. To fill this gap, this study evaluated and compared the knowledge, attitudes and practices revolving around waste management of undergraduate students, faculty members, canteen vendors, and janitors in the Lyceum of the Philippines University-Cavite. The paper particularly focused on four waste management dimensions that included solid waste, food waste, energy waste, and water waste. The quantitative research design applied was a descriptive-correlational and stratified random sampling was adopted to select 663 participants. The questionnaires were based on structured questionnaires that were conducted both on printed copies and online and analysed by descriptive statistics and inferential tests. The results revealed that the activities of most respondents were high in terms of their knowledge and attitudes towards waste management. But it was performed only frequently, which means that there was a lack of knowledge-practice consistency in their actions when it came to practicing sustainable behaviors. The statistical analysis also showed that there was a significant difference in knowledge, attitudes and practices among four dimensions of waste management. The results indicate that the knowledge and positive attitudes of the respondents are not always converted into consistent practice. The literature gap is that the study demonstrates a multi-stakeholder orientation of waste management practices within a higher education institution and has useful implications on designing more specific sustainability programs and institutional policies.

HOW DO UNIVERSITY STUDENTS LEARN BEST? A VARK MODEL PERSPECTIVE

Khofizhoah Mohd Karim — 2026-06-08

Learning diversity has become a central concern in contemporary higher educations. This study investigates the learning preferences of undergraduate students at a Malaysian institution of higher learning using the VARK model. A cross-sectional survey design was employed, collecting data from students across different academic programmes through a structured questionnaire assessing learning style preferences, preferred learning methods, and preferred learning times. The findings indicate that visual and reading/writing modalities are the most dominant learning preferences, while auditory and kinesthetic styles are less common. Traditional face-to-face instruction and morning learning sessions emerged as the most preferred conditions for learning. These results underscore the importance of multimodal instructional design and provide evidence supporting inclusive pedagogical planning. Implications for teaching practice, curriculum development, and institutional policy are discussed to enhance learner engagement and learning effectiveness.