SHUKUR, N. A.; AFFANDI, S.; SUFIAN, F. FINANCIAL INCLUSION AND BANK EFFICIENCY IN THAILAND: EVIDENCE FROM A TWO-STAGE DEA APPROACH. ADVANCED INTERNATIONAL JOURNAL OF BUSINESS, ENTREPRENEURSHIP AND SME’S (AIJBES), [S. l.], v. 8, n. 29, p. 2329–2351, 2026. DOI: 10.35631/AIJBES.829134. Disponível em: https://gaexcellence.com/index.php/aijbes/article/view/8631. Acesso em: 6 nov. 2026.