SAFIAN, N.; HUSSAIN, S. S. H.; SHAHID, K. M.; NGAH, N. S.; HARIS, S. M.; AZIZ, N. A.; YUSOF, M. I. M. DETERMINANTS OF FINANCIAL STRESS AMONG MALAYSIAN UNIVERSITY STUDENTS: THE ROLES OF SOCIOECONOMIC FACTORS, FINANCIAL BEHAVIOUR AND FINANCIAL LITERACY. INTERNATIONAL JOURNAL OF EDUCATION, PSYCHOLOGY AND COUNSELLING (IJEPC), [S. l.], v. 11, n. 64, p. 1892–1907, 2026. DOI: 10.35631/IJEPC.1164105. Disponível em: https://gaexcellence.com/index.php/ijepc/article/view/8793. Acesso em: 3 nov. 2026.