ZHAI , R.; NIK AZMAN, N. H. MECHANISMS OF CONSUMER FINTECH ADOPTION: EVIDENCE FROM A STREAMLINED TAM3 IN CHONGQING. JOURNAL INFORMATION AND TECHNOLOGY MANAGEMENT (JISTM), [S. l.], v. 10, n. 40, 2025. DOI: 10.35631/JISTM.1040021. Disponível em: https://gaexcellence.com/jistm/article/view/6008. Acesso em: 28 sep. 2025.