AHMAD, J. I.; TALIB, N. H. A.; FAZIAL, F.; ISMAIL, M. S. I. TECHNOPHOBIA AND DIGITAL LITERACY IN DIGITAL ZAKAT WEBSITE DESIGN: A REVIEW OF BARRIERS, DESIGN STRATEGIES, AND RESEARCH GAPS. JOURNAL INFORMATION AND TECHNOLOGY MANAGEMENT (JISTM), [S. l.], v. 11, n. 44, 2026. DOI: 10.35631/JISTM.1144022. Disponível em: https://gaexcellence.com/jistm/article/view/383-401. Acesso em: 28 sep. 2026.