NOOR ZAHIRAH MOHD SIDEK; AZYYATI ANUAR; MUHAMMAD HANIF OTHMAN; AHMAD AFIF AHMAROFI. CASHLESS PAYMENT HESITANCY AMONGST UNIVERSITY STUDENTS. JOURNAL INFORMATION AND TECHNOLOGY MANAGEMENT (JISTM), [S. l.], v. 9, n. 36, 2024. Disponível em: https://gaexcellence.com/jistm/article/view/4220. Acesso em: 16 jun. 2025.