Anita Ismail, and Muhammad Shukri Bakar. “RELATIONSHIPS BETWEEN INFORMATION TECHNOLOGY INFRASTRUCTURE AND INNOVATION ON PERFORMANCE OF BANKS IN MALAYSIA”. JOURNAL INFORMATION AND TECHNOLOGY MANAGEMENT (JISTM) 2, no. 6 (December 30, 2017): 01–12. Accessed June 24, 2025. https://gaexcellence.com/jistm/article/view/1019.