Dewi Mustikasari Immanue, and Yuli Kartika Dewi. “MOBILE PAYMENT ADOPTION INTENTION DURING PANDEMIC COVID-19 IN INDONESIA”. JOURNAL INFORMATION AND TECHNOLOGY MANAGEMENT (JISTM) 5, no. 19 (December 1, 2020): 60–76. Accessed August 21, 2025. https://gaexcellence.com/jistm/article/view/1112.