Amri , Anis Maisarah Yang, Alysha Wafiyyah Ayub, Devika Krishnan, and Suziana Hassan. 2026. “EXAMINING PERSPECTIVE ON PAYMENT ECOSYSTEM SERVICES: A CASE STUDY OF MELAKA AMONG GENERATION Z”. JOURNAL OF TOURISM, HOSPITALITY AND ENVIRONMENT MANAGEMENT (JTHEM) 11 (43):305-19. https://doi.org/10.35631/JTHEM.1143019.