KEBERKESANAN SKIM AGIHAN EKONOMI ASNAF DI PERLIS: ANALISIS PENGGUNAAN BANTUAN, CABARAN, DAN CADANGAN PENAMBAHBAIKAN

EFFECTIVENESS OF THE ASNAF ECONOMIC EMPOWERMENT DISTRIBUTION SCHEME IN PERLIS: ANALYSIS OF FUND UTILIZATION, CHALLENGES, AND IMPROVEMENTS

Abstract

Kajian ini bertujuan untuk menilai keberkesanan Skim Agihan Program Peningkatan Ekonomi Asnaf di Perlis terhadap penerima bantuan dari segi penggunaan bantuan, jenis kegiatan ekonomi yang dijalankan, kepuasan terhadap jumlah dan prosedur bantuan, serta cabaran yang dihadapi. Kajian ini menggunakan pendekatan kuantitatif dengan reka bentuk tinjauan, melibatkan 120 responden yang menerima bantuan melalui program tersebut. Data dikumpulkan melalui soal selidik yang dibangunkan untuk mengukur aspek-aspek tersebut, dan dianalisis menggunakan kaedah analisis deskriptif. Dapatan kajian menunjukkan bahawa majoriti responden menggunakan bantuan untuk memperkukuh perniagaan sedia ada, dengan sektor pertanian dan perikanan menjadi pilihan utama. Walaupun bantuan yang diterima kebanyakannya dianggap mencukupi, beberapa cabaran seperti kekurangan modal, persaingan dalam pasaran, dan kelewatan dalam proses permohonan masih wujud. Sebahagian besar responden mencadangkan penambahbaikan, terutamanya dari segi pemantauan berterusan dan penambahan jumlah bantuan. Secara keseluruhannya, program ini telah memberi pandangan positif terhadap ekonomi golongan asnaf, namun masih terdapat ruang untuk penambahbaikan agar keberkesanannya dapat ditingkatkan.

This study aims to evaluate the effectiveness of the Economic Empowerment Distribution Scheme for Asnaf in Perlis by analyzing how the recipients utilize the financial aid, the types of economic activities undertaken, their satisfaction with the amount and procedure of aid distribution, as well as the challenges faced and improvement suggestions. Employing a quantitative survey design, data were collected from 120 respondents who received assistance through the program. The data were analyzed using descriptive statistics. The findings indicate that most recipients used the assistance to strengthen their existing businesses, particularly in agriculture and fisheries sectors. While the financial aid was generally perceived as adequate, several challenges persisted, such as limited capital, market competition, and delays in application procedures. A majority of recipients proposed improvements, especially in continuous monitoring and increased funding. Overall, the program had a positive impact on the economic well-being of the asnaf group, although enhancements are needed to further increase its effectiveness.